Disclaimer & Affiliate Disclosure

1. General Information Only

All content and tools provided on Wallet Fit (walletfit.app), including but not limited to calculations, credit card recommendations, point valuations, optimization strategies, and educational guides, are for general information and educational purposes only. The information provided is not intended to constitute financial, legal, tax, or investment advice. You should consult with an independent professional financial advisor before making any financial decisions based on the analysis from this website.

2. Accuracy of Information

While we make every effort to maintain correct, updated, and accurate data regarding credit card products, interest rates, reward rates, point structures, category multipliers, and promotional offers, this information is subject to change without notice by the card issuers. Card terms, annual fees, and multipliers in Canada change frequently. We cannot guarantee that all calculations and rates represent the most current terms of each financial product. Always check the official website of the card issuer for the definitive and official terms before applying for any credit card product.

3. Affiliate & Referral Disclosure

Wallet Fit is a participant in credit card affiliate and referral programs. Some of the card recommendations and links presented on this site may contain referral tokens or affiliate links, marked with a small symbol (such as ✦) or listed in specific upgrade cards. This means that if you choose to click on these links and apply for a credit card through our partners, Wallet Fit may receive a commission or referral bonus from the card issuer at no additional cost to you. This support allows us to maintain a free platform with no intrusive ads.

We are committed to absolute editorial integrity. Our Cap-Aware Greedy Allocator algorithm operates entirely on objective mathematics to maximize your rewards, independent of any affiliate partnerships. We recommend alternatives because they offer higher net yield based on your custom budget, not because of commissions.

4. Limitation of Liability

Wallet Fit, its founders, and its entities shall not be held liable for any financial decisions made, points lost, credit score changes, fees incurred, or any direct or indirect damages resulting from the use of our recommendation engine, calculators, guides, or external links.